If you're new to the experience, the home loan process might seem daunting, but our agents are here to keep you well-informed every step of the way — starting from pre-approval all the way to the closing stage. Rest assured, we're dedicated to ensuring your understanding and comfort throughout.
During this phase, the lender collects essential information about your income, assets, and debts as the borrower. This assessment helps determine how much home you can afford. The process includes a credit report, T4 slips, pay stubs, Notice of Assessment (NOA), and recent bank statements. With various mortgage programs available, it's important to get pre-qualified for the specific programs that best meet your needs.
Count on us to assist you in locating the ideal local loan officer who can provide you with competitive rates and tailor-made programs that perfectly align with your unique requirements. Your financial journey is in capable hands
It's common to receive requests for supplementary documentation or clarifications during the process, so don't be taken aback. Upon approval of your loan, remember to arrange homeowners insurance. Your documents will be forwarded to the title company, where you'll finalize the new home purchase by signing and settling any outstanding expenses.
If you would like expert and personal guidance, don't hesitate to get in touch. We handle all the intricate and lengthy procedures to make buying or selling a home incredibly simple. Send us a brief message to learn more about how we can help you!